I.M.P.A.C.T

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An unresponsive plan is a costly burden on your human resources department.  We work directly  with your HR Department AND your employees to bring claim issues to resolution

Let's face it - THERE IS NO GOOD PRICE FOR BAD HEALTHCARE

We effectively use our decades old relationships with all carriers to facilitate competition on benefit levels and pricing.  While the ACA has provided book rates on a quarterly basis for the most part; we have some unique ideas that can provide a road-map to a properly functioning benefits plan for not just this year, but for years to come.

The benefit plan is an important consideration in your ability to attract and retain the right employees.  We work with you to create cost effective options in the specific design of your program

Based on your group size and when available, we provide specific insights to your utilization of the plans implemented.  This data, provides invaluable insights to your insurance spend and will foster a road map for future plan design and programs needed to be implemented to lower the spend while increasing better outcomes    

We negotiate to the fullest and bring the most competitively priced programs to you.

We offer direct support on all legal compliance issues,  This includes arranging services on some  of the more exposure-based issues such as Affordability, ERISA compliance document prep, COBRA compliance.